Mortgage Loan Processor

## Description

Are you an experienced Mortgage Loan Processor who thrives on accuracy, organization, and keeping loans moving smoothly from application to closing?

At Maine State Credit Union, you’ll be a critical partner to our Mortgage Lending Team owning the details, managing the loan pipeline, and ensuring our members experience a seamless, professional lending process.

This role is ideal for someone who enjoys balancing multiple priorities, collaborating with lenders and vendors, and confidently navigating compliance requirements in a dynamic environment.

**What Your Day Will Look Like**

As a Mortgage Loan Processor, your daily work will be hands‑on, detail‑driven, and essential to successful loan closings:

• Manage the loan pipeline from application through closing keeping files accurate, complete, and on track.
• Prepare loan documentation for new and modified real estate and consumer loans using the Credit Union’s Loan Origination System (LOS).
• Order and coordinate third‑party services such as title work, appraisals, and legal documents—following up to keep timelines moving.
• Review loan files for compliance and accuracy, ensuring adherence to federal and state regulations including QM, ATR, and TRID.
• Complete post‑closing tasks including recording security documents, ensuring final title policies are issued, and supporting audit requests.
• Maintain strict confidentiality while upholding the Credit Union’s member‑first service standards.

**Why You’ll Enjoy This Role**

1. You’ll have ownership of your work and see the direct results of your efforts at closing
2. You’ll work with a collaborative lending team that values accuracy, accountability, and service

## Qualifications

What We’re Looking For

• 1–3 years of mortgage or loan processing experience
• Strong working knowledge of loan documentation, policies, and compliance requirements
• Experience using Encompass LOS or similar systems (preferred)
• Comfortable managing multiple files and deadlines simultaneously
• Clear, professional written and verbal communication skills

Compensation: 24/hr-26/hr, depending on experience.

Benefits of Employment with Maine State Credit Union

In addition to our world-class culture, a fun and supportive work environment and opportunities to learn and grow, our employees appreciate the work-life harmony they are able to achieve as part of our team.

We are also proud of the benefits we offer

• Employer-subsidized medical insurance plans, includes one plan with employer paid premiums of 97%
• HSA – generous employer contribution
• Employer funded HRA
• Employer-subsidized Dental and Vision Insurance
• 100% employer paid - Life, Short-Term Disability and Long-Term Disability Insurance
• Accident Insurance
• Competitive wages, and annual evaluations with compensation adjustments
• Generous 401(k) employer match, plus annual discretionary contribution
• Generous PTO with immediate PTO accruals + 8 hrs of birthday PTO & 12 paid holidays
• Education reimbursement - up to $5,000 annually for undergraduate
• Opportunities to volunteer in our local communities
• 100% Employer Paid EAP which includes 6 free mental health sessions
• Wellness Reimbursement of up to $150