First Liberty Bank Mortgage Closing Associate

## Description
**Job Description**
The Mortgage Loan Closing & Funding Associate is responsible for managing the closing and funding of consumer mortgage loans. This position reports the Mortgage Division Manager.
**Primary Responsibilities/Duties**

• Take responsibility of a loan file from completion of processing through loan funding
• Work with title company to balance Closing Disclosure
• Issue Closing Disclosure and obtain signatures from borrowers
• Prepare closing instructions and closing documents and send to closing agent
• Clear closing conditions required by Underwriting
• Request funds from Treasury department to be wired to title company
• Following closing, obtain and review certain signed documents from title and issue funding authorization
• Manage post-closing document follow up and document flow
• Maintains strict adherence and compliance to all laws, rules, regulations, policies, procedures and internal controls specific to your role.
• Attends necessary training required to maintain and assure a high level of knowledge in the mortgage loan industry and to maintain any necessary certifications.
• Performs all duties with the utmost integrity, honesty, confidentiality and superior level of respect for the applicant/borrower.
• Other duties deemed necessary in order to deliver excellent customer service and a high quality delivery of products to both the applicant/borrower and other Bank staff.

## Qualifications
**Required Skills / Qualifications**

• Minimum 1 year of closing or 2 years of mortgage loan processing
• Familiarity with current mortgage lending laws and regulations, understanding of documentation relating to residential real estate lending and conventional financing.
• Familiar with mortgage lending file organization and the related documentation associated with mortgage files
• Basic knowledge of the mortgage process, documentation and loan terminology
• Knowledge of reviewing title policy commitments, including clearing exceptions to insurance
• Encompass loan origination system experience a plus but not required
• Strong verbal and written communication skills
• Well-developed ability to manage multiple tasks/projects and deadlines simultaneously.
• A high degree of accuracy and attention to detail.
• High school graduate.

**PHYSICAL REQUIREMENTS & WORKING CONDITIONS:** Sitting or standing for long periods of time, walking, finger dexterity, repetitive motions, talking, hearing and visual acuity. Professional office environment. Occasional lifting of storage boxes.

**FIRST LIBERTY BANK IS AN EQUAL OPPORTUNITY EMPLOYER –Vets/Disabled**