AML Operations Analyst

Join Ramp's AML Team as an AML Operations Analyst, where you will play a crucial role in executing the company's anti-money laundering and sanctions compliance program. Your responsibilities will include conducting investigations, filing Suspicious Activity Reports (SARs), driving process improvement, and supporting AI and automation initiatives. You will work closely with various teams to ensure Ramp maintains a strong financial crimes compliance program. This role is ideal for someone with strong analytical and investigative skills, prior fintech experience, and a passion for building scalable processes.

• Conduct investigations, file SARs, and drive process improvement for Ramp's AML program.
• Review and disposition escalations from transaction monitoring alerts, conducting full investigations.
• Assist in the ongoing optimization of Ramp’s AML systems and tooling, including rule tuning and automation implementation.
• This role is ideal for someone who thrives in a fast-paced fintech environment, has strong analytical and investigative skills, and is excited about building scalable processes to support Ramp’s growth
• Ability to handle multiple and fast-changing priorities
• Demonstrated familiarity with Sanctions, EDD, KYC/KYB and financial crimes compliance
• Prior Fintech experience required
• Experience drafting and filing SARs/UARs
• Minimum 4 years of experience in compliance advisory or operations teams, with at least 2 years as an AML investigator in an operations team (1LOD or 2LOD)
• Exceptional written and verbal communication skills
• Strong Investigative and critical thinking skills
• AI fluency, with experience delivering automation/AI solutions in compliance
• Accreditation by ACAMS, an equivalent industry body, or other qualifications in the areas of financial crime, risk management, or compliance
• Experience in high-growth start-ups, particularly in Fintech
• Experience supporting a growing compliance team
• Experience working cross-functionally with key stakeholders such as risk, engineering, and operations teams