Manager of Credit Risk Strategy (Captive Partnerships)

Join Octane, a leading provider of point-of-sale financing for niche consumer products. As the Manager of Credit Risk Strategy, you will establish and oversee credit strategies, analyze data to develop optimal underwriting strategies, and collaborate with cross-functional teams. This hybrid position is based in our NYC office and offers a competitive benefits package, including generous PTO, 401(k) matching, and education stipends.

• Establish and oversee credit strategies that align with the company's risk appetite and provide strategic guidance for the captive partner portfolio.
• Analyze origination and loan performance data to develop optimal underwriting strategies that grow the company's lending responsibly and enhance portfolio profitability.
• Collaborate with cross-functional teams to implement new credit product initiatives and optimize existing credit strategies that further the company's mission.
• Experience taking analyses from raw data to polished recommendations and communicating complex, technical findings to broad audiences
• 4+ years of experience in performing credit analysis, including experience with data visualization tools such as Tableau/Power BI
• Strong understanding of consumer credit and lending lifecycle
• Exceptional hands-on experience with Python, SQL, and Excel
• Strong written and oral communication skills
• A Bachelor’s degree in a quantitative field such as statistics, econometrics, decision sciences, or engineering (advanced degree preferred)