Bank Secrecy Act (BSA) Officer & AML/Sanctions Team Lead

Join Kikoff, a fast-growing fintech company, as our BSA Officer and AML/Sanctions Team Lead. In this impactful leadership role, you will design, implement, and oversee our BSA/AML and sanctions program. You will serve as Kikoff's designated BSA Officer, lead OFAC sanctions compliance, build and mentor a high-performing compliance team, and serve as the primary compliance partner for sponsor banks and regulatory examiners. This is a unique opportunity to shape our compliance strategy while remaining close to the work.

• Serve as Kikoff's designated BSA Officer, with authority and accountability for the BSA/AML compliance program under applicable regulations and sponsor bank requirements.
• Own and continuously enhance Kikoff's BSA/AML program, including enterprise BSA/AML risk assessments, customer identification program, customer due diligence, transaction monitoring, and SAR and CTR investigations.
• Build, mentor, and lead a growing team of AML and sanctions analysts and investigators, and serve as the primary compliance partner for sponsor banks and regulatory examiners on BSA/AML and OFAC matters.
• Demonstrated experience leading regulatory examinations and remediating examination findings from federal or state regulators
• JD or comparable legal or regulatory background is a plus
• Prior experience serving as a BSA Officer, Deputy BSA Officer, or equivalent leadership role at a bank, fintech, BaaS provider, or sponsor-bank program
• Deep understanding of regulatory frameworks governing bank-fintech partnerships, including CIP reliance, third-party risk management, and sponsor bank oversight
• CAMS certification (or equivalent) preferred
• Experience building or scaling transaction monitoring and sanctions screening programs, including implementation or optimization of solutions such as Sardine, Alloy, Unit21, ComplyAdvantage, or similar platforms
• Proven people leadership experience with a track record of hiring, mentoring, and developing compliance professionals
• 7+ years of progressive experience in BSA, AML, and OFAC compliance
• Comfortable operating in a fast-paced startup environment where you'll build processes while helping execute them