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Senior Corporate Counsel (Consumer Lending)
Lending Club · San Francisco, United States
About The Role
Join our team as a Senior Corporate Counsel specializing in consumer lending. In this role, you will provide strategic and tactical legal support for our unsecured lending products, auto loan refinance, and point-of-sale financing. You will serve as a trusted advisor to business teams, monitor regulatory developments, partner with our Compliance team, and drive other matters in support of the bank's strategic objectives. This position offers a hybrid work model, generous paid time off, and a range of health and wellness benefits.
- Deliver strategic and tactical legal support for all aspects of consumer finance activities, primarily related to unsecured lending products, auto loan refinance, and point-of-sale financing.
- Serve as a trusted advisor and partner to business teams, advising on the development of new products and services, changes to existing ones, and compliance with consumer finance laws and regulations.
- Monitor and analyze federal, state, and local regulatory developments concerning lending, servicing, and other activities that may impact the bank, ensuring operational readiness.
- You must have strong oral and written communication skills, excellent interpersonal and influencing skills, an ability to anticipate and deliver legal support to satisfy the needs of a dynamic business team, and the flexibility to manage a variety of assignments at a time
- You must have at least 3-5 years of combined law firm, government and/or in-house legal department experience, p and at least 1-2years of experience in consumer finance law and regulations with a preference for at least part of this time in-house at a bank, credit union or fintech
- You adapt well to a rapidly changing business environment and thrive on innovation and change. You have an eagerness to learn new things and lean into new technology, including Artificial Intellingence tools in the legal space
- You are comfortable in a legal support role that extends beyond delivery of advice to getting involved in the hands-on execution and implementation of legal advice with business partners
- You must have demonstrated experience advising on some or all of the following laws and regulations: TILA/Regulation Z; ECOA/Regulation B; FCRA/Regulation V; BSA/AML; EFTA/Regulation E; TCPA, TSR, CAN-SPAM, and/or state law analogues; FDCPA and/or state law analogues; UDAAP; and GLBA/Regulation P
- You can manage multiple transactions or tasks, take on new responsibilities, and advise on novel issues
- J.D. from an accredited law school and licensed, in good standing, in one or more states to practice law (not necessary to be licensed in the states where the bank has offices)
- You have the proven ability to develop collaborative relationships with internal partners and external customers, with comfort interacting with and influencing You have a high level of integrity and are able to have candid conversations with business leaders in support of your position if needed
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