Credit Officer (SME)

Join the BCB Credit Underwriting team as a Credit Officer within the SME Credit team. This full-time position focuses on supporting sustainable growth while safeguarding credit quality. You will be responsible for sanctioning transactions for clients with revenues between £3m and £50m per annum, maintaining strong credit quality across the portfolio, and ensuring compliance with bank and regulatory standards. The role involves collaboration with key stakeholders and client visits. Enjoy a generous holiday allowance, flexible working options, family leave, health insurance, colleague offers, financial products, share plans, and a pension plan.

• Appliquer votre autorité de crédit déléguée pour sanctionner des transactions PME ou fournir des recommandations à des collègues seniors.
• Collaborer et gérer les parties prenantes, y compris les directeurs de zone, les gestionnaires de relations et les partenaires produits.
• Maintenir une forte qualité de crédit dans notre portefeuille, permettant une croissance commerciale sûre et durable.
• Ability to quickly learn and adapt to new challenges
• A strong background in credit risk and financial analysis and, ideally, experience in Markets and specifically FX lending decisions
• Ability to balance conflicting demands whilst delivering to tight timescales
• Financial markets experience would be an advantage, but not essential
• Well-developed communication and influencing skills and are confident to challenge the status quo whilst being comfortable making and explaining your decisions
• Strong credit risk experience
• Demonstrate sound judgement, strong decision-making skills, good attention to detail and the ability to collaborate