Senior Transport Credit Risk Analyst (Residual Value Risk)

Join Lloyds Banking Group as a Senior Transport Credit Risk Analyst. In this role, you will support the market leaders in transport, analyze data to optimize strategies, and contribute to the bank's net zero objectives. You will work with various partners, present findings, and oversee risk policy management and portfolio management. The position offers a generous holiday allowance, flexible working options, family leave, health insurance, discounts, financial products, share plans, and a pension plan.

• Interroger et interpréter les données internes et externes, développer des analyses de haute qualité pour conseiller sur les risques clés.
• Travailler en collaboration avec divers partenaires techniques et non techniques pour présenter les résultats en fonction de l'audience.
• Assumer la responsabilité de la gestion des politiques de risque, de la révision et du défi, et de l'oversight des téléchargements mensuels.
• We don’t expect you to be advanced in them all already, but be prepared to learn on the job and have the motivation to develop
• Knowledge of Risk and Change Management – an understanding of what credit risk and residual value risk is, and how we manage it
• Strong numerate skills and qualifications (either A-Level or Degree)
• Effective Communicator – ability to explain complicated issues clearly to different audiences; technical, non-technical, junior colleagues and senior management; both verbally and non-verbally
• Enthusiasm for problem solving – When the answer isn’t in the data, sometimes you need to look elsewhere, and this takes a curious, creative attitude and logical thinking to explore the problem and find a solution
• Analytical expertise – practical experience of using analytical software and coding, such as SAS or SQL, and be confident in using Microsoft Office, particularly Excel and Powerpoint
• Deputising for Management where required and supporting them to shape initiatives
• Proficient in PowerBI
• Coaching junior members of the team
• Experience in both personal and business lending