Senior Credit Risk Analyst (Existing Customers)

Join our team as a Senior Credit Risk Analyst, where you will own credit strategies for existing customer management, shape our monitoring frameworks, and provide analytical recommendations. You will partner with various teams to deliver investor returns and an exceptional customer experience, while also spotting opportunities for data improvement. Enjoy a competitive salary, generous holiday allowance, private health cover, and various other benefits.

• Own credit strategies for existing customer management, optimizing credit limit increase/decrease strategies, balance transfers activities, and supporting re-pricing activity.
• Shape monitoring frameworks by designing scalable, smart solutions for reviewing portfolio quality and strategy impacts.
• Provide analytical recommendations, support governance and implementation of strategy changes, and partner effectively with various teams to deliver investor returns.
• Experience using SQL or Python to extract and manipulate data
• The ability to interact and work alongside key stakeholders at all levels across the business with attention to expectation management
• The ability to prioritise workloads and manage time effectively
• 3+ years in data/analytics (lending, risk, or fintech a big plus)
• A degree in a quantitative field like Economics, Mathematics, Statistics, Business or Computer Science
• Experience in clearly communicating complex analytical insights in a simple manner to diverse audiences, including both technical and non-technical stakeholders
• Experience developing or analysing lending, credit risk, pricing or existing customer strategies is advantageous
• Credit card or consumer finance experience strongly preferred
• Comfort with working in a fast-moving environment – you stay positive, adaptable, and focused
• You are self-motivating and can switch between working independently to collaborating as a team with ease
• You are execution focused and love rolling up your sleeves to get it done - you are hands-on, proactive and take solutions / process orientated approach to your work
• You care deeply about helping customers manage their money in a smarter way and want to make a tangible impact in the consumer finance industry