Senior Credit Risk Analyst

Join RiverBank, a dynamic and innovative digital banking company focused on transforming business banking for SMEs across Europe. As a Senior Credit Risk Analyst, you will play a key role in building and maintaining a strong performing portfolio of loans. You will analyze and present credit cases, support the Credit and Sales teams, participate in negotiations, review loan documentation, draft term sheets, and monitor borrowers. The ideal candidate will have a degree in Finance, Economics, or Business Administration, 8-10 years of experience in a similar role, and fluency in Spanish and English.

• Analyser, préparer et présenter des cas de crédit à l'équipe de crédit et au comité de crédit.
• Participer activement aux négociations et aux relations avec les emprunteurs, et revoir la documentation de prêt.
• Surveiller activement les emprunteurs en utilisant la technologie numérique et participer à la surveillance du portefeuille.
• Degree in Finance, Economics or Business Administration;
• Minimum 8 - 10 years of experience in a similar role at a bank or private debt fund;
• Knowledge of loan products and/or bonds and French law;
• Strong analytical and writing skills;
• Excellent numerical and financial modelling skills;
• Good communication skills;
• Fluent in Spanish and English (knowledge of an additional language would be an asset);
• Result-driven;
• Able to adapt quickly in a fast-moving environment.

## Additional Information

*RiverBank is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.*