Chief Technology Officer (CTO) – Fintech & AI

Join a visionary European Fintech in its pre-launch phase as the Chief Technology Officer (CTO). You will be responsible for driving the technical roadmap, overseeing cloud architecture, recruiting and leading a tech team, supervising product development, and ensuring compliance with European regulations. The ideal candidate has 8+ years of technology experience, strong knowledge of the Apple ecosystem, cloud, and AI integration, and has successfully built or scaled technical teams. This is a rare opportunity to build a digital bank from scratch in Limassol, Cyprus.

• Drive the technical roadmap and oversee Cloud architecture (AWS) and proprietary AI structures.
• Recruit and lead a tech team of 20 to 30 talents (Mobile Dev, Security, DevOps, Data).
• Supervise the development of mobile (iOS/Swift) and web applications, ensuring a seamless and ultra-secure user experience.

**The Project:**

Join a visionary European Fintech in its pre-launch phase. Our client is disrupting the traditional banking sector through proprietary agentic and cumulative AI. The company is preparing for a large-scale launch across the European Union with a clear ambition: making financial services accessible to everyone through cutting-edge technology.

**The Mission :**

As CTO, you will be the guardian of the technical vision and the CEO’s right-hand partner. Your role is to transform an ambitious vision into a secure, scalable, and innovative platform.

• Strategy & Architecture: Drive the technical roadmap and oversee Cloud architecture (AWS) and proprietary AI structures.
• Scale-up: Recruit and lead a tech team of 20 to 30 talents (Mobile Dev, Security, DevOps, Data).
• Product: Supervise the development of mobile (iOS/Swift) and web applications, ensuring a seamless and ultra-secure user experience.
• Governance: Ensure compliance with strict European regulations (GDPR, banking standards) and manage relationships with strategic SaaS vendors.

• **Ideal Candidate Profile**
• We are looking for a charismatic leader, passionate about innovation, with impeccable operational rigor.

• Experience: 8+ years in technology, with a proven track record in Leadership (VP Eng, Head of Tech). Previous experience in Fintech, BaaS, or Gambling is highly desirable to understand complex transactional flows.
• Technical Expertise: Strong knowledge of the Apple ecosystem (Swift/SwiftUI), Cloud (AWS), and integrating AI models (Python/ML).
• Leadership: You have successfully built or scaled technical teams from scratch.
• Mindset: You are a "visionary" yet pragmatic, comfortable in a structured and professional environment.
• Language: Fluency in English is mandatory.

**Why Join Us?**

• The rare opportunity to build a digital bank "from scratch".
• An exceptional working environment in Limassol, a major Mediterranean tech hub.
• A company that places real AI at the core of its product, not just as a marketing tool.

Location: Limassol, Cyprus (On-site)

Sector: Digital Banking / Neobanking

Package: €75,000 - €80,000 + Executive Benefits