Director of State Management

Join Kin, a fast-growing insurtech company, as the Director of State Management. In this pivotal role, you will lead the strategic direction of Kin's eastern region, driving sustainable and profitable growth. You will own the end-to-end P&L for the region, define and refine pricing strategies, present insights to executive leadership, and navigate regulatory compliance. This is an opportunity to make a real difference for homeowners and be part of a mission-driven company.

• Assumer la responsabilité de la stratégie de tarification et de risque pour la région est, en dirigeant une équipe de gestionnaires d'État et en établissant des cadres de tarification et de risque.
• Gérer l'ensemble du P&L pour la région est, en conduisant la stratégie tarifaire, les objectifs de ratio de pertes et la gestion des dépenses pour assurer la rentabilité durable.
• Développer et affiner en continu les stratégies de tarification et les cadres de risque pour les États de l'est, en traduisant des données complexes en décisions exploitables.
• Demonstrated ability to navigate complex, multi-state regulatory environments and translate compliance requirements into actionable strategy
• Strong presence with executive leadership and external stakeholders — you can translate complex trade-offs into clear, confident narratives
• Comfort using AI and data tools to enhance analytical workflows, identify risk patterns, and inform pricing decisions — you don’t need to build the models, but you know how to use what’s in front of you
• Track record of developing direct reports and building a team culture rooted in accountability, curiosity, and continuous improvement
• Demonstrated ability to triage competing priorities across a complex portfolio, making clear calls on where to focus team resources for maximum impact
• Proven track record leading a pricing, risk, or analytics function with full accountability for strategy, team performance, and business outcomes
• Experience managing state- or regional-level budgets and headcount, with a demonstrated ability to hit financial targets
• Comfortable operating in a fast-moving, evolving environment where priorities shift and the ability to adapt quickly is as important as technical depth
• 10+ years of pricing, risk, actuarial, or advanced analytics experience, with at least 7 years carrying direct P&L or regional business ownership
• Deep expertise building and interpreting executive dashboards, risk KPIs, and performance reporting that inform real decisions — not just reporting