Finance & Strategy

Join Step, a rapidly growing fintech company, as a Finance & Strategy team member. In this role, you will partner with the CFO and leaders across the company to own the financial model, core dashboards, and forecasting. You will analyze financial data, build models, and deliver insights to drive decisions across financial planning, unit economics, pricing, and product investments. You will work closely with cross-functional teams and leverage AI tools to enhance forecasting and analysis. This position offers competitive benefits, including medical, dental, and mental health coverage, paid parental leave, a 401k retirement plan, and stock options.

• Own and maintain Step's integrated financial model, connecting customer growth, engagement, interchange, deposits, credit, and rewards to revenue, margin, and cash.
• Provide expert guidance, recommendations, and influence to leaders across product, marketing, credit, and go-to-market on financial strategy, investments, and resource allocation decisions.
• Lead core financial planning processes, including monthly business reviews, the annual budget, rolling forecasts, and the long-range plan, and support board materials, investor updates, and fundraising analyses alongside the CFO.
• An obsession with accuracy — you tie out your numbers, sanity-check your outputs, and build models and analyses that executives can trust without re-checking
• An enthusiastic “roll up your sleeves” mentality — you act as an owner and move with urgency
• The ability to bring structure to ambiguous problems and thrive in an unstructured, fast-moving environment
• 5-8+ years of experience across strategic finance, FP&A, investment banking, private equity, or management consulting, including operating experience at a high-growth technology or fintech company — you can plug in and own workstreams from week one
• Advanced financial modeling skills, with extensive experience architecting integrated operating models from scratch — and genuine enjoyment of the craft
• Hands-on experience making AI part of how you work — you already use AI tools daily to build faster and go deeper, you've automated real pieces of your own workflow, and you have a point of view on where AI can transform forecasting and finance
• The judgment and conviction to form an opinion and defend it, paired with the openness to update it as the analysis evolves
• A demonstrated ability to take full ownership of a workstream and drive it independently from question to decision, without significant supervision
• Excellent written and verbal communication, including the ability to distill complex analysis for non-finance audiences and executives
• Experience with credit products — understanding debt and lending economics (losses, funding, unit-level returns) and analyzing credit performance data
• Strong SQL skills and experience with Looker or similar BI tools — comfort working directly with large datasets and answering your own questions
• Knowledge of and/or experience in the banking, payments, or consumer fintech industry (interchange, deposits, rewards)
• Prior experience as an early finance hire at a growth-stage startup
• Education: Bachelor's degree or an equivalent combination of education, training, and experience
• We encourage you to apply even if you don't meet every single qualification. Strong candidates rarely check every box, and we'd rather meet you than miss you