Lead Data Analyst (MyPay)

Join Chime, a leading fintech company, as a Lead Data Analyst for MyPay, an innovative product that provides members with early access to their earned wages. In this role, you will be responsible for driving risk strategy, leading experimentation, leveraging data science, collaborating cross-functionally, and monitoring and reporting on portfolio performance. You will also manage and mentor a team of talented Data Analysts.

• Conduire la stratégie de risque : soutenir l'ensemble du cycle de vie du risque de crédit pour le produit MyPay, y compris les politiques de souscription, les limites dynamiques et les stratégies de remboursement.
• Diriger l'expérimentation : concevoir, exécuter et analyser des tests A/B rigoureux pour optimiser les limites de crédit, l'expérience utilisateur et les compromis risque/récompense.
• Collaborer avec des équipes interfonctionnelles : travailler en étroite collaboration avec la gestion de produit, l'ingénierie, la science des données et les finances pour intégrer les stratégies de risque de manière transparente.
• Strong programming skills in Python (Pandas, NumPy, Scikit-learn) for data analysis and predictive modeling
• Domain Knowledge: Solid understanding of consumer credit risk principles, loss forecasting, and unit economics
• Communication: Exceptional ability to translate complex data and technical concepts into actionable, high-level strategies for executive stakeholders
• Experimentation Mastery: Deep hands-on experience designing, launching, and analyzing A/B tests and multivariate experiments, with a strong grasp of underlying statistical concepts
• Technical Expertise: * Expert-level proficiency in SQL for complex data extraction and manipulation
• Experience: 7+ years of experience in credit risk, data science, or advanced analytics, preferably within consumer lending, fintech, or earned wage access (EWA)