Software Engineer (Membership)

Join Chime, a rapidly growing fintech company, as a Software Engineer on the Membership team. In this role, you will work across the full stack, building and evolving features that enhance member engagement and drive retention. You will own projects end-to-end, from shaping architecture and designing APIs to building polished front-end experiences and maintaining code health. You will collaborate with product, design, data science, and cross-functional stakeholders to understand member needs and ship solutions that impact key membership metrics.

• Design, develop, test, and scale features across backend services and front-end surfaces that power membership benefits, rewards, and engagement experiences.
• Build and iterate on APIs and UI components that deliver a seamless, high-quality member experience in Chime's mobile app.
• Partner with product, design, data science, and cross-functional stakeholders to understand member needs, define experiments, and ship solutions that move key membership metrics.
• Experience with experimentation frameworks and data-driven product development is a plus
• Experience working with transactional databases, caching systems, and API design
• 2+ years developing software in a production environment at scale
• Proven experience with Ruby on Rails or comparable frameworks
• Familiarity with modern front-end technologies (e.g., React, React Native, or TypeScript-based frameworks)
• Comfort working across the stack and an eagerness to learn new technologies
• A collaborative spirit and strong communication skills, with experience working cross-functionally
• A product mindset with a strong bias toward experimentation, iteration, and measuring impact