Head of Risk Product Strategy

Join Imprint as the Head of Risk Product Strategy, where you will own the product strategy for the risk organization, spanning onboarding, underwriting, loan assignment, and collections. This senior individual contributor role will have high visibility and direct impact on Imprint's core economics and customer experience. You will serve as the connective tissue across risk-focused teams, translating complex risk signals into a coherent product vision and roadmap. Success in this role requires analytical rigor, cross-functional influence, and the leadership presence to align stakeholders and drive execution at pace.

• Own the product strategy for Imprint's risk organization, spanning onboarding, underwriting, loan assignment, and collections.
• Define a 12-month risk product roadmap, prioritize initiatives by economic impact and customer experience, and conduct ongoing audits of risk systems.
• Serve as the primary strategic interface between risk and product/engineering, ensuring risk requirements are embedded in product specs, sprint planning, and architectural decisions.
• Strong technical fluency: comfortable with SQL, familiar with how ML models are built and deployed, able to self serve on data and engage with engineering on system architecture without being an engineer
• Experience defining and prioritizing product roadmaps, writing strategic documents, and driving cross functional alignment at the leadership level
• Exceptional communication skills: you can explain a complex risk product tradeoff to a brand partner, a CFO, or an engineer and have all three walk away with clarity
• Ability to operate across onboarding, underwriting, and collections with a clear understanding of how risk decisions affect both unit economics and customer experience
• Comfortable working with AI tools (e.g., Claude) as a core part of the workflow
• Proven track record of building risk capabilities that are embedded in product, not layered on top. You've shipped features where risk logic was a core design element
• 10+ years of experience spanning risk strategy and product strategy in consumer lending, cards, or fintech, with meaningful time on both sides of the risk product boundary
• Judgment and credibility to operate at the intersection of risk (conservative by nature) and product (biased toward speed). You know when to push for more velocity and when to pump the brakes
• Deep understanding of credit card economics end to end: underwriting, line management, authorization, loss forecasting, and how product decisions flow through to portfolio P&L
• Experience with machine learning concepts or Python-based modeling (depth not required, but familiarity valued)
• Background managing or coordinating across multiple risk-focused teams or functions
• Experience operating at L5/L6 scope in a high-growth, fast-moving environment
• Exposure to consumer lending, credit card, or BNPL products