Product Counsel

Join our legal team as a Product Counsel, where you'll be a key partner to Product, Engineering, and Marketing. In this high-ownership individual contributor role, you'll advise on product launches, payments architecture, card network compliance, consumer disclosures, and marketing materials. You'll have direct access to senior leadership and real influence on how our products reach consumers.

• Advising on product launches, payments architecture, card network compliance, consumer disclosures, and marketing materials.
• Drafting initial customer-facing account agreements, reviewing marketing campaigns for legal compliance, and providing practical legal guidance on payments-related questions.
• Building strong working relationships with product and engineering stakeholders, taking ownership of day-to-day marketing reviews that require legal sign-off.
• This role is ideal for a self-driven attorney who thrives in fast-moving environments, builds strong cross-functional relationships, and takes pride in owning work end-to-end
• Strong communicator who proactively updates stakeholders and builds relationships across teams—able to explain a legal risk to an engineer and a regulatory nuance to a CMO with equal clarity
• Familiarity with federal consumer finance regulations (TILA/Reg Z, ECOA/Reg B, EFTA/Reg E, FCRA, UDAAP, CAN-SPAM, TCPA) and their practical application to product and marketing
• Experience drafting and reviewing consumer-facing agreements, disclosures, and marketing materials
• Willingness to research independently and verify findings with senior team members
• 4–6 years of legal experience with a financial services background—credit card experience is ideal; consumer deposit or lending, digital banking, payments, or fintech is also strongly considered
• Demonstrated ability to work autonomously, own work end-to-end, manage competing priorities, and deliver clear legal guidance under tight timelines
• J.D. from an accredited law school and active membership in good standing with at least one U.S. state bar
• Experience at a fintech, neobank, payments company, or as outside counsel advising financial services clients
• Working knowledge of Visa and/or Mastercard network rules
• Familiarity data privacy frameworks (CCPA, GLBA) and their intersection with product design
• Experience in sponsor bank, banking-as-a-service, or fintech partnership environments
• Experience supporting compliance, data privacy, in a startup or high-growth environment where you wore multiple hats
• Experience working in a ticketing or project management system (e.g., Linear, Jira, Asana)
• Comfort with legal technology, AI-assisted workflows, and process automation