Senior Staff Software Engineer (Money Group)

Join Gusto, a fast-growing company transforming into the Small Business Finance Platform. As a Principal Software Engineer, you will serve as a Technical Lead across multiple teams in the Money Group, defining the long-term technical vision for systems that power cash flow management, lending, expense controls, invoicing, payments, and tax optimization. You will set architectural direction, unblock engineers, and ensure high-quality delivery aligned with long-term goals. This role requires deep expertise in distributed systems, particularly in payments or fintech, and a proven track record of engineering, scaling, and operating large, interconnected production systems.

• Definir la visión técnica a largo plazo para los sistemas que impulsan la gestión del flujo de efectivo, el préstamo, el control de gastos, la facturación, los pagos y la optimización fiscal.
• Establecer la dirección arquitectónica a través de múltiples equipos, evaluar socios externos, prototipar nuevas líneas de productos y extraer servicios de nuestro monolito.
• Actuar como consultor técnico en todos los sub-equipos de Money, asegurando la coherencia arquitectónica en todo el grupo.
• A track record of raising the technical bar – through code quality, design rigor, testing and security best practices, and the standards you set for those around you
• Experience working across multiple teams, influencing both technical direction and product strategy. Demonstrated ability to own group-level OKRs and be accountable for the technical strategy that delivers them
• Experience navigating decisions for core infrastructure, particularly in fintech – evaluating APIs, negotiating technical contracts, and leading integration from evaluation through production
• A track record of filling whatever role the group needs – from hands-on prototyping to strategic planning to firefighting – with a bias toward action
• Deep expertise in distributed systems, particularly in payments or fintech – including data modeling for financial systems, consistency guarantees for money movement, and compliance-aware architecture
• 15+ years of software engineering experience (successful applicants typically meet or exceed this)
• Ability to bring clarity to complex problems – communicating technical tradeoffs to non-technical stakeholders, identifying significant risks or opportunities before others, and driving decisions
• Proven track record of engineering, scaling, and operating large, interconnected production systems
• Experience in complex, highly regulated domains (e.g., fintech, payments, banking, lending,
• Experience setting long-term technical vision and driving multi-year architectural transformations – not just executing migrations, but identifying the right boundaries, sequencing the work across teams, and ensuring strong technical stewards drive execution
• When approved to work from a location other than a Gusto office, a secure, reliable, and consistent internet connection is required. This includes non-office days for hybrid employees