Consumer Compliance Manager (Card Products)

Join Cardless, a fast-paced fintech company, as a Consumer Compliance Manager. In this hands-on role, you'll own product compliance for our credit and debit card programs, advising on new features, terms, pricing, and regulatory requirements. You'll build and maintain product-compliance review processes and work closely with our issuing bank partners. This is an exciting opportunity for a compliance professional with a strong background in consumer financial products and a desire to make a significant impact in a growing company.

• Assurer la conformité des produits financiers, en particulier les cartes de crédit et de débit, en fournissant des conseils sur les nouveaux programmes et fonctionnalités.
• Examiner les caractéristiques des produits, les conditions et les packages de divulgation pour identifier les problèmes réglementaires et conseiller les équipes sur des solutions conformes.
• Établir et maintenir des check-lists de révision des produits, des flux de travail d'approbation et des dossiers prêts pour l'audit.
• Working knowledge of consumer protection regulations across credit and debit card products (Regulation Z, Regulation E, Regulation DD, Regulation B, UDAAP, FCRA)
• Proven ability to operate independently, without a defined playbook or daily check-ins
• Comfort using AI tools to work more efficiently and expand coverage
• Hands-on experience reviewing and advising on consumer financial product features, terms, pricing and fee disclosures, or application and servicing flows for regulatory compliance
• Typically 3 to 6 years of experience in compliance, legal, or regulatory advisory within banking, fintech, or consumer financial services, with hands-on product or regulatory compliance work
• Ability to interpret regulation and translate it into practical, customer-friendly product guidance, with the judgment to reason through novel features where the rule is not directly on point
• Ability to manage multiple product workstreams and deadlines in a fast-paced environment
• A collaborative, advisory mindset and comfort partnering cross-functionally with product, business, design, and operations teams
• Clear written and verbal communication skills, with the ability to give business teams a defensible recommendation, not just a flag
• Hands-on experience across both credit and debit card products
• CRCM or another consumer-compliance certification
• Exposure to fintech or partner-bank program structures
• Interest in consumer finance, loyalty programs, and card products
• Curiosity about how compliance can enable responsible, innovative growth
• Experience standing up or maturing a product-compliance function