Placement/Underwriter Manager - Liability

• Who Are We?
• BimaKavach is reimagining how Indian businesses access protection — with technology, speed, and simplicity at the core of everything we do.
• We proudly serve
• 6,000+
• companies, including names like

BSNL, Daikin, The Whole Truth, and CleverTap

, and are backed by top investors like

Waterbridge, Blume, Arali, and Eximius.

Our mission? To safeguard every Indian business by 2047.

Our mindset? Bold, fast-moving, and customer-obsessed.

Join us at BimaKavach and be part of a once-in-a-generation opportunity to reshape how insurance works for millions of businesses. Bring your expertise, curiosity, and ambition — and help build the future of SME insurance in India.

Job Overview

We are seeking a skilled Liability Insurance Underwriter to assess and evaluate risks associated with liability insurance products. The ideal candidate will bring a strong understanding of the commercial liability landscape, from general liability to specialized products, ensuring accurate underwriting decisions that balance client needs and organizational profitability.

Key Responsibilities

• Demonstrate extensive knowledge of Liability and Financial Lines products, including policy analysis and comparison with competitors.
• Work on large client submissions, collaborating with MNC brokers to ensure conversions.
• Develop pre-underwritten products for the Retail team, overseeing IT integration for streamlined product delivery.
• Lead product development, including product filing, pricing in collaboration with actuaries, and market differentiation analysis.
• Engage with the reinsurance team for facultative proposals, ensuring comprehensive coverage and risk management.
• Prepare client submissions, conducting in-depth risk analysis, understanding business structures, and identifying key exposures.
• Facilitate training for the Sales team to enhance product knowledge and market readiness.
• Liaise with brokers, agents, and clients to support business development and client satisfaction.
• Manage operational tasks, including scrutiny and quality control of policy wording and documentation.
• Oversee P&L for the region, with a focus on achieving Liability targets and converting large deals.

Qualifications

• Bachelor’s degree in Finance, Business, Insurance, or a related field.
• Relevant certification in insurance underwriting (e.g., CII, CPCU) is an asset.
• Minimum of 3 years of experience in underwriting liability insurance products.
• Comprehensive knowledge of liability lines, including general, professional, and specialty liability.
• Strong analytical skills to evaluate complex risk profiles and make sound underwriting decisions.
• Excellent communication and interpersonal skills for interaction with brokers, agents, and internal teams.
• Detail-oriented with the ability to manage multiple accounts and prioritize tasks.
• Proficiency in insurance software and data analysis tools.