Cost & Tax Team Lead

• Who are we?
• Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leading
• digital lending product, Tunaiku has the distinction of being the first FinTech product in
• Indonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, we
• managed to get listed on the Indonesian Stock Exchange.
• How did we manage to do that?
• We are changing people’s perception of a bank. We believe we are the innovators who combine
• customer focus principles with creating technology-based impact. We incorporate freedom and
• flexibility as part of our startup working culture DNA to encourage innovation in creating better
• financial solutions for the banking industry. We think of ourselves as, ‘A technology company
• with a banking license’. For this reason, we ‘Act like a FinTech, and think like a Bank.’
• How did it all start?
• Founded on March 15, 1991, in Surabaya as PT Anglomas International Bank (Amin Bank), the
• bank was acquired by Tolaram Group and transformed to PT Bank Amar Indonesia (Amar Bank)
• in 2014. It has then undergone a significant digital transformation to become one of the
• country's forerunning fintech institutions through its award-winning digital lending platform,
• Tunaiku.
• Our philosophy, mission, and vision
• Technology must impact lives, must improve lives. We exist to provide banking to those who
• ‘need’ and not only to those who ‘want’. Services when provided to those who need at the time
• of their need brings smiles. Our vision is to bring 200 million smiles.
• More about the bank with startup culture environment
• Consist of 1000+ people, you will meet people who love to grow, dream big, and actually have
• fun at the workplace! We provide a great working environment that pushes people to grow
• outside their comfort zone. People with high drive and ambition find us a very attractive place to
• work as their career growth matches their own drive and not any staid policies. Thus we hold
• the honor of being awarded “Best Place to Work in Indonesia”.
• Recently Amar Bank was awarded as Inspirational Brand from APEA (Asia Pacific Enterprise
• Awards) 2022. Of course, our innovation won't stop here. So if you would love to be a part of it,
• have a growth mindset, and are constantly hungry for challenges, we invite you to join us in our
• journey to ‘Impact Lives’.
• Join us today and create #unlimitedinnovations!

Responsibilities

Cost Function

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• Own the integrity, timeliness, and relevance of all cost and budget reporting
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• Build and maintain the financial control framework
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• Deliver decision-ready cost narratives at shareholder and management level. Translate numbers into risks, recommendations, and actions
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• Challenge and resolve material variances through the team
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• Drive cost-efficiency and identify where automation should replace manual effort
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• Ensure period-close runs cleanly without your direct intervention on routine items

Tax Function

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• Own end-to-end compliance with all applicable Indonesian tax obligations: PPh Pasal 21, 23, 25/29, Pasal 4 ayat (2), PPN, and PPh Final
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• Be hands-on; able and willing to prepare, review, and file when the situation demands it
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• Provide governance sign-off on SPT filings and e-Faktur submissions before they reach DJP
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• Advise on tax implications and tax planning for transactions, products, and structures
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• Own the monthly tax equalization (commercial vs. fiscal) by ensuring it is reconciled, documented, and defensible
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• Liaise with tax authority and maintain audit, compliance framework, and DJP ready posture at all times
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• Zero late filings of any tax compliances and/or audit.

Requirements

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• Bachelor’s degree in Accounting or Finance
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• Minimum 5 years in finance or accounting operations
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• Demonstrated experience across cost/budgeting AND tax compliance (Indonesian tax landscape required)
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• Prior supervisory experience managing direct reports — preferred
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• Experience in a banking, multifinance, or OJK-regulated environment — preferred
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• Hands-on experience with e-SPT, e-Faktur, DJP Online, or Coretax
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• Have qualification on Brevet A & B - preferred