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CR
Business Development & Partnerships – Commercial Lead
cred · bengaluru, India
About The Role
VA Tech (a CRED company, formerly Happay) is CRED's B2B payments infrastructure business.
Role Purpose
Own and scale VA Tech's commercial engine – pipeline, enterprise sales, and partnerships — across banks, fintechs, and enterprise ecosystem partners, converting VA Tech's platform capability into predictable, compounding revenue.
Key Responsibilities
Business Development
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- Own pipeline generation across banks, fintechs, and enterprise ecosystem partners.
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- Build and qualify a diversified pipeline aligned to VA Tech's priority segments.
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- Convert market opportunity into signed, revenue-generating partnerships.
Enterprise Sales
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- Lead complex, multi-stakeholder enterprise sales cycles end-to-end.
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- Own commercial proposals, structuring, and negotiation within an agreed mandate.
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- Drive forecasting accuracy and pipeline governance.
Strategic Partnerships
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- Build and institutionalize partnerships across banks, fintechs, payment networks, ERP platforms, and technology partners.
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- Structure partnership models that convert into durable, multi-year commercial relationships.
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- Own partnership health and expansion for the full portfolio outside top-tier strategic accounts.
Commercial Excellence
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- Institutionalize commercial playbooks, pricing frameworks, and deal-desk discipline.
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- Build repeatable processes for proposal generation, negotiation, and closure.
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- Drive consistency in commercial terms across the partner portfolio.
Go-To-Market
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- Execute VA Tech's go-to-market strategy across defined segments and geographies.
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- Translate platform capability into segment-specific commercial narratives.
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- Partner with Marketing and Product to sharpen market positioning.
Market Intelligence
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- Track competitive movement, pricing, and partnership models across the payments infrastructure landscape.
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- Convert field intelligence into structured input for Product and the Business Head.
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- Identify early signals of opportunity or risk in the banking and payments ecosystem.
Cross-Functional Leadership
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- Influence Product, Technology, Operations, Finance, Compliance, and Legal to unblock commercial outcomes.
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- Represent commercial priorities in cross-functional planning without owning those functions.
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- Build working relationships that move deals through internal approval cycles quickly.
Sales Governance
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- Own pipeline reviews, forecasting cadence, and deal-stage discipline.
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- Build a single source of truth for commercial performance.
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- Flag risk early — no surprises in forecast-to-close conversion.
Commercial Operations
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- Own commercial reporting, contract lifecycle coordination, and deal documentation discipline.
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- Build the operating rhythm — reviews, reporting, escalation paths — that lets the function scale.
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- Coordinate with Finance and Legal on commercial terms and contract structuring.
Team Development
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- Build and lead a commercial pod as volume justifies headcount.
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- Institutionalize onboarding, coaching, and performance management for the team.
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- Build a bench for future scale — this function should not be a single point of failure.
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